| |
ATM/Debit
Card Fees |
Withdrawal and transfer transactions
at ATMs we do not own or operate
Members with net payroll deposit or with an average balance of $700
receive four free transactions per month |
$1.50 |
| Deposits and Inquiries |
No charge |
| Replacement Debit Card |
$5.00 |
| Copy of Sales Draft for Debit
Card |
$6.00 |
| Savings
and Checking Account Fees |
| Check Printing |
Varies by style |
| Stop Payment (Check, ACH,
or Internet Transaction) |
$25.00 |
| Stop Payment (Consecutive
Series) |
$30.00 |
| Non-Sufficient Funds (NSF)
(per item) |
$29.00 |
| Courtesy Pay (per item) |
$29.00 |
| Return Deposit Item |
$20.00 |
| Account Reconciliation (per
hour) |
$25.00 |
| Copy of Check
(per check) |
$2.00 |
| Account Printout (per page) |
$1.00 |
| Starter Checks (per page) |
$1.00 |
| Overdraft Transfer (per automated item) |
$1.00 |
Account Closing Fee
(Membership level; if closed during the first year) |
$5.00 |
Account Re-opening Fee
(Membership level; if depositing less than $400) |
$25.00 |
| Credit
Card Fees |
| Late Payment |
$20.00 |
| Replacement Card |
$5.00 |
| Copy of Sales Draft |
$6.00 |
| Over Limit |
No Charge |
| Loan
Fees |
| Late Charge |
Varies by type |
| Skip-a-Pay |
$35.00 |
Loan Extension
|
$35.00 |
| Safe
Deposit Boxes |
| 5"x5" |
$25.00 |
| 3"x10" |
$35.00 |
| 5"x10" |
$45.00 |
| 10"x10" |
$80.00 |
| Lost Key Replacement (per
key) |
$10.00 |
| Late Rental Payment Fee (after
30 days) |
$5.00 |
| Re-drilling fee |
Cost of
re-drilling |
| Other
Fees |
| Account Research (per hour)
|
$25.00 |
| Travelers Cheques (per 100) |
$1.00 |
| Travelers Cheques for two
(per $100) |
$1.00 |
| Incoming Wire Transfers |
No charge |
| Outgoing Domestic Wire Transfers |
$20.00 |
| Outgoing Foreign Wire Transfers |
$25.00 |
Corporate Drafts
Free if payable to the member or if for an amount over $1,000
|
$2.00 |
| Money Orders |
$2.00 |
| Dormant Account Fee (per quarter) |
$10.00 |
| Escheat |
$25.00 |
| Returned Mail |
$2.00 |
Legal Processing
Garnishments/Levies/Subpoenas/Affidavits |
$50.00 |
| Mailing Charges |
Cost of mailing |
| Internet Banking |
No charge |
| Internet Bill Payment |
No charge |
| Internet Bill Payment - Same
Day Payment |
$10.00 |
| Internet Bill Payment - Overnight
Mail Payment |
$15.00 |
| Member Connect |
No charge |
| Check by Phone |
$5.00 |
| Statement Copy (per page per
document) |
$2.00 |
| Gift Card Fee (each card) |
$5.00 |
| Non-Member
Fees |
| Non-member transactions at MSGCU ATMs |
$2.50 |
| Non-member cashing an MSGCU check |
$5.00 |
