After all the years of paying for your dream home, now it's time to let your home pay for your dreams. With a Home Equity Line of Credit or a Closed End Home Equity Loan from MSGCU, you can get the money you need to take a vacation, make home improvements, or even pay for college tuition. Let our Lending Experts help you select the financing option that's right for you.

Benefits

• Fixed and variable rates
• Open-end line of credit & closed-end loans available
• Borrow up to 80% of home's equity
• Minimal closing costs
• Interest paid is usually tax-deductible**
• 10 year draw period followed by 10 year repayment period***

Here is a list of items that may be required to process your home equity loan application

• Current pay stub and last year’s W-2 statement
• Warranty Deed, Survey, or Title Insurance Policy (showing legal description)
• If self employed: tax returns for the past 2 years
• Creditors Statements (if debt consolidation)
• Copy of home owners insurance with MSGCU as 2nd mortgagee